The Rate Debate!

General Jessie Kaelin 16 May

One of the first questions that potential buyers want answered is: “What is your interest rate?” It is easy to think that this is the most important question, but there is a lot more to your mortgage contract than just the rate. And so, the rate debate continues! The rate debate is a hot topic […]

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What is Next After Separation

General Jessie Kaelin 25 Apr

Growing up, most people dream about living a fairytale with a wonderful partner and a life of bliss. Unfortunately, real life is not always a fairytale and not every relationship lasts forever. In fact, latest statistics show that 38 percent of all marriages in Canada end in divorce. Separating, whether through divorce or ending a […]

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5 Key Factors in Calculating and Determining Your Credit Score

General Jessie Kaelin 4 Apr

A number of specific factors go into determining a credit score. These factors are based on what someone does or doesn’t do with the credit they already have available. That is why the score changes frequently. Here are the 5 factors that determine your credit score: 1. Payment History (35%) Your payment history is the […]

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Are You Ready For Home Ownership?

General Jessie Kaelin 14 Mar

While most people know the main things they need to buy a home, such as stable employment and enough money for a down payment, there are a few other factors that may help you realize you’re ready – perhaps even earlier than you thought! In fact, there are four main things that can help you […]

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All About Reverse Mortgages

General Jessie Kaelin 7 Mar

While there are many different mortgage options out there, there is one type of mortgage available for seniors: a reverse mortgage. This article will be your comprehensive guide to reverse mortgages, what they bring to the table, and how they may be beneficial. What is a reverse mortgage? The simplest explanation for this is that […]

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What is a ‘rate hold’?

General Jessie Kaelin 30 Jan

If you are not familiar with the term, a ‘rate hold’ refers to locking in a specific mortgage rate for a limited period of time. This is offered through most lenders, assuming you are a potential client looking to purchase a home and need a mortgage. They are not eligible for individuals that are refinancing […]

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Reasons to Refinance

General Jessie Kaelin 30 Jan

Mortgage refinancing can result in a host of great benefits, such as reducing financial stress and helping get you back on track for your financial future! Some of the larger benefits include: 1. ACCESS A LOWER INTEREST RATE As mentioned above, one reason to refinance your mortgage is to get a better rate – this […]

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25 Secrets Your Banker Doesn’t Want You to Know.

General Jessie Kaelin 24 Jan

Twenty-five or thirty years can sound like an impossibly long time to service a loan – and for many of us, it is. If you are looking to pay off your mortgage faster, here are some tried-and-true tactics to get you to financial freedom that much sooner! Make a Double Mortgage Payment: A double payment […]

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